Meet Kiko — Your AI Bookkeeping Co-Worker

FreshBooks, Wave, Xero, QuickBooks — they make you do the work. KikoBooks gives you Agent Kiko — a team of 11 specialist AI agents that reads your books, categorizes transactions, reconciles accounts, and drafts journal entries — then waits for your approval before changing anything. Chat from your browser, WhatsApp, Slack, or even by voice.

KikoBooks AI bookkeeping dashboard

Everything you need to run your books — with an AI team behind you.

AI Assistants Dashboard

Kiko — Your AI Agent Team

Kiko leads a team of 11 specialist agents — Bookkeeper, Categorizer, Reconciler, Journal Entry Specialist, Compliance Monitor, and more. Ask a question and Kiko routes it to the right expert automatically.

  • 11 specialist agents handle categorization, reconciliation, compliance, and reporting
  • Approval cards let you review every proposed action before it touches your books
  • Interactive canvas cards — data tables, charts, KPIs, and document checklists inside the chat
  • Chat from WhatsApp, Slack, SMS, Email, or use voice dictation
  • Invite clients to chat with Kiko through secure Client Pairing
Proposals Dashboard

Proposals & Campaigns

Send polished proposals and track client engagement to close deals faster, all within a unified platform for seamless campaign management.

  • Rich proposals with e-signatures and tracking
  • Unified campaigns for offers and marketing
  • Real-time tracking of proposal views and approvals
  • Give clients secure access to invoices, documents,
    and project updates in one portal improving transparency.
Time Tracking Dashboard

Expenses & Time Tracking

Capture receipts and hours on the go, with automatic categorization and seamless integration into billable work for maximum efficiency.

  • Snap receipts or upload PDFs for auto-categorization
  • Track time per client, project, or task for direct billing
Invoicing Dashboard

Invoicing

Create professional, branded invoices effortlessly, automate collections, and accept payments instantly to keep your cash flow consistent.

  • Customizable invoices with your logo and colors
  • Recurring invoices and automated reminders
  • Instant payments via Stripe (credit cards, ACH, ApplePay)
  • Convert proposals to invoices with one click
Bank Feeds Dashboard

Bank Feeds & Reconciliation

Automate transaction imports and payment matching to keep your records accurate with minimal effort, powered by Stripe and bill.

  • Import transactions via Stripe, bill, or CSVs
  • Automatic payment matching to invoices
  • Clean books without manual entry
Accounting Dashboard

Double-Entry Accounting

Transform raw data into clear financial insights with robust double-entry accounting, ensuring accurate ledgers and compliance-ready reports.

  • Full double-entry ledger powered by Stripe
  • Real-time Profit & Loss, Balance Sheet, and more
  • Audit logs for transparency and compliance
Collaboration Dashboard

Team & Accountant Collaboration

Securely collaborate with teams and accountants using role-based access and shared workspaces for seamless alignment.

  • Granular role permissions for team members
  • Accountant Hub for multi-client management
Client Portal Dashboard

Client Portals

Provide clients with secure, branded portals for easy access to their financial documents, invoices, and project updates.

  • Share invoices, proposals, and contracts in one centralized location
  • Allow clients to securely upload documents and forms
  • Enable real-time status tracking for projects, payments, or deliverables
  • Notify clients automatically when new documents, tasks, or updates are posted

Meet the Agent Kiko Team

Kiko isn’t a single chatbot — it’s a team of specialist agents. You ask one question; the right expert handles it. No other bookkeeping tool has this.

Bookkeeper

Looks up transactions, answers accounting questions, and handles everyday record-keeping tasks for your business.

Categorizer

Classifies bank transactions to your Chart of Accounts using historical patterns and confidence scores.

Reconciler

Matches bank statements to ledger entries, flags duplicates, and suggests correcting entries.

Journal Entry Specialist

Creates and validates double-entry journal entries with proper account codes and fiscal period rules.

Financial Analyst

Generates P&L, Balance Sheet, and Cash Flow reports. Calculates ratios and identifies trends.

Compliance Monitor

Watches for 1099 thresholds, sales tax obligations, missing docs, and audit trail gaps.

Bank Feed Processor

Imports bank feeds, normalizes descriptions, matches to your accounts, and flags anomalies.

Reviewer

Quality-checks other agents' work — verifies entries balance, categorizations are accurate, and reconciliations match.

Classifier & Summarizer

Classifies incoming documents and creates concise summaries of financial data, reports, and action items.

Multi-channel AI bookkeeping — WhatsApp, Slack, SMS, Email, and voice

Chat From Anywhere — Not Just the App

Kiko goes where you go. Have full two-way conversations from the tools you already use:

  • WhatsApp: Ask questions, review suggestions, and approve actions right from your phone

  • Slack: Get a dedicated channel with full chat, @mention Kiko, and get team notifications

  • SMS: Text Kiko quick questions and approve/reject from any phone

  • Email: Receive daily summaries, approval requests, and weekly digests

  • Voice: Tap the mic and dictate — Kiko transcribes and responds instantly

Smart Decisions — You Stay in Control

Every AI action goes through a trust-and-verify system based on confidence levels:

  • Confidence ≥ 90%: Auto-executed instantly — the agent is highly certain (you can review the audit log anytime)

  • Confidence 70% – 89%: One-click approval — Kiko shows you an approval card with full details before acting

  • Confidence < 70%: Full human review — Kiko presents its reasoning and waits for your decision

Want more control?

Set per-agent monthly budgets, adjust confidence thresholds, and choose which agents can auto-execute — all from your AI Admin console.

Agentic Pricing For Service-First Teams

Simple, Fair, Agentic Pricing

$1 /month per user gets you on the platform with full access to invoicing, expenses, proposals, client portals, and double-entry accounting. No feature gates. No tiers.

Pay-as-you-go for everything else:

  • AI agent usage — only when Kiko works for you
  • Document storage beyond the free tier
  • Email sends and campaign delivery
  • Third-party fees (e.g., Stripe transaction costs)

You use it, you pay for it. You don't, you don't. No bloated subscriptions. No surprise fees. Just transparent, metered billing that scales with your business.

Lock In Your Rate — Stay in Control

Secure your $1 /month per user rate, charged yearly. No creeping costs. No surprises. Just predictable platform access that respects your growth.

Why Choose Kiko Books?

Discover the agentic edge that makes KikoBooks the smarter choice for modern service businesses and startups. From automated bookkeeping to client workflows and proposals — it’s built to simplify, scale, and empower.

Stripe-Powered

Stripe is your source of truth—simplifying payments, invoices, refunds, payouts, disputes, and accounting with seamless integration.

11 Specialist AI Agents

Categorizer, Reconciler, Compliance Monitor, Journal Entry Specialist — a full team that works your books while you sleep.

Lean for Service Businesses

Proposals, campaigns, time tracking, and estimates tailored for agencies, marketers, and freelancers — everything you need to run lean without the bloat.

Trust & Verify

Every AI suggestion comes with a confidence score, reasoning, and approval card — nothing changes without your say-so.

Multi-Channel Access

Chat with Kiko from WhatsApp, Slack, SMS, Email, or voice — approve actions and get answers from anywhere.

Testimonials

Easy to use, incredibly effective!

"Our agency loves proposals in KikoBooks. Clients sign, pay, and projects start—all from one platform. And Stripe integration is flawless."

Marcus T.

Creative Director

A game-changer for us!

“KikoBooks saved me hours every week. The AI agents pre-categorize expenses and the auto-reconciliations just click—like magic.”

Jane W

Marketing Consultant

Clear cash flow, instant insights!

"With Kiko Books, I finally have real-time visibility into cash flow. The dashboards are clear, and the AI assistants surface insights I would’ve missed."

Priya S

Small Business Owner

Bookkeeping made simple again!

“Bookkeeping used to be a chore. Now invoices, expenses, and reports are all in one place—and my accountant loves the clean data.”

Daniel M.

Startup Founder

Seamless workflows, zero stress!

“Kiko Books streamlined our entire workflow. Client portals keep communication organized, and the automated reminders mean nothing falls through the cracks.”

Laura K

Operations Manager

KikoBooks live integrations with Stripe, Bill, Gusto, and QuickBooks

Live Integrations

KikoBooks connects your entire tech stack in one place:

Stripe

  • Seamless payments, invoicing, and reconciliation.

Bill

  • Bill automates AP, AR, spend, and expense management with a cloud-based platform.

Gusto

  • Streamlined payroll and HR workflows.

QuickBooks Online

  • Streamline firm and client workflows directly.

Your Books Deserve a Co-Worker That Never Sleeps

Kiko categorizes expenses, reconciles payments, flags compliance issues, and drafts journal entries — 24/7. Invite clients to chat about their invoices over WhatsApp. Get a morning briefing on what needs your attention. And every action is logged with full reasoning so your audit trail is always clean.